The Ultimate Guide to Online Fraud Prevention for State & Local Governments
Fraud and identity teams must identify risky activity across the entire digital journey, not only at login or payment. Effective prevention requires coordinated tools, shared risk signals, and mitigation that introduces friction only when necessary.
This guide provides practical guidance on detecting and responding to account takeover, new account fraud, social engineering, bots, emulators, malware, and other online threats. It explains the fraud prevention process—from detection and decisioning to mitigation—and reviews tools including behavioral biometrics, device identification, identity proofing, dynamic authorization, bot management, and fraud decisioning hubs.
Key Takeaways
-
How to layer fraud signals across registration, login, account activity, and payment journeys
-
Steps for turning detection signals into automated risk decisions and mitigation actions
-
Ways to use identity proofing, behavioral biometrics, device intelligence, and bot detection
-
Best practices for coordinating fraud and identity teams to reduce manual review and user friction