2026 Global State of Asset Finance
Card issuers face growing pressure to modernize while managing operational risk, regulatory requirements, and customer expectations. Yet while every surveyed leader considers modernization a high or critical priority, only 61% report actively executing their strategy.
The 2026 State of International Issuing Technology report draws on insights from 300 senior financial services leaders across 35 countries to examine modernization progress, barriers, and investment priorities. It explores digital issuance, wallets, fraud prevention, and AI, alongside a practical roadmap for connecting technology decisions to measurable business outcomes.
Key Takeaways
- Why regulatory requirements and legacy integration remain leading modernization barriers.
- How digital issuance, wallets, and tokenization are shaping investment priorities.
- Where issuers see AI’s greatest value in authorization, fraud prevention, and servicing.
- How phased modernization can support profitability, customer experience, and operational efficiency.
Download the 2026 State of International Issuing Technology brief to explore modernization trends, investment priorities, and practical steps for improving card issuing performance.
