White Paper

The T+1 Get-Ready Plan for Late Starters

Unlock a practical T+1 readiness plan to help modernize middle office operations, reduce settlement risk, and prepare before key 2027 testing milestones.

Europe’s shift to T+1 settlement is putting new pressure on banks, brokers, and capital markets firms to modernize middle office operations before testing begins in 2027. Firms that wait too long risk higher operational costs, missed deadlines, and greater exposure to settlement inefficiencies.

This whitepaper from Firebrand Research, produced in collaboration with FIS, outlines a get-ready plan for firms preparing for T+1 settlement in the UK, EU, and Switzerland. It focuses on middle office priorities, including same-day matching, confirmation, allocation, automation gaps, fixed income challenges, and operational complexity across European markets. 

• How firms can prioritize middle office changes before the 2026 internal readiness deadline
• Why same-day matching, confirmation, and allocation are critical for T+1 readiness
• What automation gaps remain across equities, fixed income, and smaller client segments
• How modular, scalable technology can help firms prepare faster and reduce manual processes

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